Much like a bank CD, Arlington Community Federal Credit Union certificates let you store your money with us for a fixed amount of time, earning you higher returns than a typical checking or savings account.
Save for a down payment on a home, your upcoming retirement, or that next vacation. Share Certificates (and IRA Certificates for members with retirement accounts) are low-risk, high-yield, and term-friendly.
18 MONTH TERM
Term | Annual Percentage Yield | Platinum APY* | Minimum to Earn Dividends | Minimum Opening Balance |
---|---|---|---|---|
Term 6 Month | Annual Percentage Yield 4.55% | Platinum APY* 4.65% | Minimum to Earn Dividends $500 | Minimum Opening Balance $500 |
Term 12 Month | Annual Percentage Yield 4.80% | Platinum APY* 4.90% | Minimum to Earn Dividends $500 | Minimum Opening Balance $500 |
Term 15 Month | Annual Percentage Yield 4.65% | Platinum APY* 4.75% | Minimum to Earn Dividends $500 | Minimum Opening Balance $500 |
Term 15 Month (No Penalty)1 | Annual Percentage Yield 4.55% | Platinum APY* 4.65% | Minimum to Earn Dividends $500 | Minimum Opening Balance $500 |
Term 18 Month | Annual Percentage Yield 4.70% | Platinum APY* 4.80% | Minimum to Earn Dividends $500 | Minimum Opening Balance $500 |
Term 24 Month | Annual Percentage Yield 4.40% | Platinum APY* 4.50% | Minimum to Earn Dividends $500 | Minimum Opening Balance $500 |
Term 36 Month | Annual Percentage Yield 3.85% | Platinum APY* 3.95% | Minimum to Earn Dividends $500 | Minimum Opening Balance $500 |
Term 48 Month | Annual Percentage Yield 3.90% | Platinum APY* 4.00% | Minimum to Earn Dividends $500 | Minimum Opening Balance $500 |
Term 60 Month | Annual Percentage Yield 3.90% | Platinum APY* 4.00% | Minimum to Earn Dividends $500 | Minimum Opening Balance $500 |
A bigger deposit means bigger dividends—it’s that simple. Our Jumbo Share Certificates offer a boosted yield that can help pad everything you’ve already saved up.
AS HIGH AS
TERM | ANNUAL PERCENTAGE YIELD | PLATINUM APY* | MINIMUM TO EARN DIVIDENDS | MINIMUM OPENING BALANCE |
---|---|---|---|---|
TERM 6 Month | ANNUAL PERCENTAGE YIELD 4.55% | PLATINUM APY* 4.65% | MINIMUM TO EARN DIVIDENDS $100,000.00 | MINIMUM OPENING BALANCE $100,000.00 |
TERM 12 Month | ANNUAL PERCENTAGE YIELD 4.80% | PLATINUM APY* 4.90% | MINIMUM TO EARN DIVIDENDS $100,000.00 | MINIMUM OPENING BALANCE $100,000 00 |
TERM 24 Month | ANNUAL PERCENTAGE YIELD 4.40% | PLATINUM APY* 4.50% | MINIMUM TO EARN DIVIDENDS $100,000.00 | MINIMUM OPENING BALANCE $100,000.00 |
Earn more on your money—without locking it all away—with our No-Penalty Certificate. This gives you the option of withdrawing all of your balance without penalty.
Term | Annual Percentage Yield (APY) | Platinum APY | Minimum to Earn Dividends | Minimum Opening Balance |
---|---|---|---|---|
Term 15 Month Certificate (No Penalty!)1 | Annual Percentage Yield (APY) 4.55% | Platinum APY 4.65% | Minimum to Earn Dividends $500.00 | Minimum Opening Balance $500.00 |
Kick-start your nest egg with a low-minimum Share Builder Certificate—and add to it. Early withdrawal fees help hold you accountable for your future and avoid life’s little temptations.
Term | Annual Percentage Yield | Minimum to Earn Dividends | Minimum Opening Balance |
---|---|---|---|
Term 12 Month | Annual Percentage Yield 4.80% | Minimum to Earn Dividends $25.00 | Minimum Opening Balance $25.00 |
What makes one of ACFCU’s certificate accounts a great choice for smart savers? While each is designed for specific needs, they all offer great benefits.
You’ll earn more on your money than in a typical savings account
Your money is insured by NCUA
With automatic renewal options at maturity, your savings continue working for you
As a full-service credit union, we’re a cooperative of members like you who know that by coming together, we can all benefit in our financial journey.
We’re here to help our members—and neighbors—meet their financial goals and live their best lives.
We think there’s nothing more rewarding than serving our members—and believe one good turn deserves another.
We not only meet your financial needs, we commit to being a good neighbor and serving with integrity.
*APY = Annual Percentage Yield.
All Certificates: A penalty for early withdrawal may be imposed. Fees may reduce earnings. Rates are subject to change without notice. Membership eligibility requirements apply. Federally insured by NCUA.
Share & IRA Certificates: Minimum to earn dividends: $500.
Jumbo Certificates: Minimum to earn dividends: $100,000.
Platinum Certificates: APYs are 0.10% higher. Platinum rewards start for members maintaining total combined monthly household average balances of $50,000+.
Share Builder Certificate: Deposits can be added at any time during the certificate program.
1The 15 month certificate has no penalty when balance is withdrawn anytime during the term. Not eligible for IRA certificates.